As digital finance gains momentum, driven by advancements in technologies like big data, blockchain, cloud computing, and artificial intelligence, it is becoming a catalyst for transformative changes. This transformative force is seen as pivotal for sustainable development and overall progress, revolutionizing fundraising, payment processes, and shaping investment and business strategies for enterprises. In this article, Ren Guozheng, a researcher at IIGF and the head of the Health Finance Research Group, delves into the evolution of digital finance in Shenzhen, offering insights and recommendations for its continued growth in the region.